New Construction Financing — Made Simple.
Building a new home requires the right financial partners. We collaborate directly with premier lending institutions and licensed real estate brokers who specialize in construction-to-permanent mortgages, lot loans, and first-time buyer financing.
How New Construction Loans Work
A straightforward 3-stage process designed to protect your budget during the build.
1. Pre-Approval & Lot
Connect with our preferred lender to establish your borrowing power, roll land costs into the loan, and lock in competitive construction rates.
2. Interest-Only Draws
During construction, funds are released in staged draws as Shawn completes build milestones. You only pay interest on funds drawn during the build.
3. Permanent Roll-Over
Once final inspection and keys are handed over, the construction loan seamlessly converts into your standard 15- or 30-year permanent mortgage.
Meet Our Preferred Industry Partners
Trusted professionals who know the SPK Homes building process inside and out.
Rich Brewer
VP / Banking Center Manager — DeMotte State Bank
NMLS# 1446903
Rich Brewer specializes in customized construction loans, FHA, conventional mortgages, and lot financing across Northwest Indiana. He delivers clear guidance and smooth draw coordination on all SPK custom builds.
Visit DeMotte State Bank
Colleen Hatami
Associate Broker — McColly Real Estate
High-Volume Residential Specialist
Colleen Hatami brings decades of local market knowledge representing SPK Homes developments, including exclusive presale representation on Fernway Road, lot acquisitions, and existing home sales.
Connect with ColleenGet In Touch With Shawn King
Have a question about our upcoming Kingsford Heights 10-home Fernway Rd. development, basement finishing, or building a custom home on your lot? Contact us directly.
Request Consultation or Presale Info
Fill out the form below to receive detailed project plans, lot pricing, or a basement quote.